Authored by Sara Weathers
While law firms may not seem like high-risk businesses, they face everyday hazards that could result in costly claims. Whether operating a boutique practice or a large firm, general liability insurance protects against common risks that could impact your operations and reputation.
What Does General Liability Insurance Cover?
General liability insurance helps cover:
- Third-party bodily injury – If a client or visitor slips and falls at your office, this coverage can help pay medical expenses and legal fees.
- Property damage – If your firm accidentally damages a client’s property (on-site or off-site), general liability insurance helps cover repair or replacement costs.
- Personal and advertising injury – includes protection against claims of libel, slander, or copyright infringement related to your advertising or communication materials.
Why Law Firms Need It
Things can go wrong even in a low-physical-risk environment like a law office. Legal expenses and settlements can quickly escalate from a client tripping over a loose rug to a vendor claiming reputational damage from an email misstep.
General liability coverage:
- Helps protect your firm’s finances from unexpected claims
- Supports your professional reputation by resolving incidents responsibly
- Often satisfies lease requirements for office space
General liability insurance forms the backbone of a well-rounded risk management strategy. Combined with professional liability and cyber insurance, it provides comprehensive coverage for the legal, physical, and digital risks facing today’s law firms.
If your firm doesn’t yet have general liability coverage or hasn’t reviewed it recently, now is the time. It’s an affordable way to protect your firm from the everyday risks that could become major legal and financial battles.
Our AdvoCap Insurance team is here to help your firm with any questions you may have regarding insurance policies.
Photo Credit: peopleimages12, 123rf.com
