As the seasons change, so do the risks your firm may face. Fall is the perfect time to review your policies, office safety, and risk management practices before the busy holiday season and winter weather arrive. Use this checklist to ensure your firm is prepared and protected.

 

Insurance & Policy Review

• Review professional liability coverage to confirm limits match current caseloads and practice areas.
• Check property insurance for updates in rebuilding costs or recent office upgrades.
• Verify whether flood, hurricane, or wildfire risks are covered or if additional policies are needed.
• Review your cyber liability insurance to ensure it reflects new risks like AI-driven attacks and remote work setups.
• Update business interruption coverage to confirm income and expense protection in case of unexpected closures.

Office & Property Preparedness

• Inspect HVAC systems, roofs, and gutters before colder weather sets in.
• Clear leaves and debris from walkways to reduce slip-and-fall risks for clients and staff.
• Test backup generators and surge protection equipment.
• Review fire safety measures and update evacuation plans.

Cybersecurity & Technology

• Run a fall cybersecurity training refresher on phishing scams and data protection for staff.
• Test data backup and recovery systems.
• Patch software and update passwords before year-end.
• Audit remote work setups to ensure compliance with your insurance requirements.

People & Operations

• Update employee records, emergency contacts, and HR policies.
• Review vendor and client contracts for updated insurance requirements.
• Communicate your disaster recovery and continuity plan to staff.
• Schedule year-end planning sessions, including your annual insurance review.

Fall is a season of transition and the perfect time to ensure your law firm’s insurance and risk management strategies are ready for whatever the months ahead may bring. Addressing these items now will reduce surprises later and provide peace of mind for your team and your clients.

Have questions about any of the insurance policies listed above? Our AdvoCap Insurance team is here to help!